If you are thinking of using your VA loan benefits, it’s important to know what refinance loan options are open to you. Some borrowers want to refinance out of conventional loans and into VA mortgages. Others want to refinance existing…
VA Mortgage
VA Mortgage
Seller Concessions And VA Loans
by Joe Wallace • • 0 Comments
VA home loans permit the seller to contribute towards a borrower’s closing costs or provide other incentives to purchase a particular home. Such incentives can be a powerful negotiating tool when trying to decide whether or not to purchase a…
VA Loan, VA Mortgage
VA Loan Funding Fee Rules
by Joe Wallace • • 0 Comments
If you are using your VA home loan benefits for the first time, chances are good that you’re learning about how the VA loan funding fee works. The VA loan funding fee is a required part of most VA mortgage…
VA Loan, VA Mortgage, Veteran Home Ownership
VA Loan Policy On Natural Disasters
by Joe Wallace • • 0 Comments
If you are considering applying for a VA home loan or if you’ve already purchased a home with a VA mortgage and are concerned that your home may be affected by a natural disaster, it’s good to know VA policy…
VA Mortgage
Using Your VA Loan Benefits A Second Time
by Joe Wallace • • 0 Comments
Borrowers who use their VA home loan entitlement to purchase or refinance a home with a VA mortgage may wonder if they can make another purchase in the future with VA loan entitlement. Others may wish to know if they…
VA Mortgage
VA Loan Proof of Service Requirements For Veterans and Currently Serving Military Members
by Joe Wallace • • 0 Comments
The VA home loan benefit is available to currently serving and former military members who meet the program’s eligibility requirements including minimum time of service on active duty. Those requirements vary depending on the nature of your military service and…
VA Mortgage
VA Loans For Surviving Spouses: Getting a VA Certificate of Entitlement
by Joe Wallace • • 0 Comments
The VA home loan benefit is available to qualifying spouses of a service member who died while on active duty or after active duty if the VA determines the cause of death to be related to military service. According to…
VA Loan, VA Mortgage
Can I Purchase a Home after Bankruptcy?
by Michael Clark • • 1 Comment
The short answer? Yes you can. There are however some guidelines you must know about. After reading different situations, you may be able to qualify now. If that is the case, please complete the VA loan pre-qualification form to get…
VA Loan, VA Mortgage, VA Property
What Type of Property Will VA Allow Me to Purchase?
by Jeff Guthrie • • 4 Comments
The most common question we get is “What type of property will the VA allow me to purchase?” It’s a great question because VA has specific requirements and the requirements for each property are where most people get confused. New…
VA Loan, VA Mortgage, VA Refinance
VA Refinance Without an Appraisal
by Jeff Guthrie • • 0 Comments
I will never forget the mortgage crisis of 2007 and how it affected our economy. Since then, so many of you have been unable to refinance your VA mortgage because the appraised value did not meet the investor’s requirement. Simply…